Financial coaching,
simplified.

ThinkBudgets brings coaches and clients together in one shared workspace. Build budgets, track real spending, manage loans, and turn financial goals into action.

Start for Free See Features
ThinkBudgets
Spent
$3,250
of $4,800
Remaining
$1,550
32% left
Goals
3
all on track
Loans
2
next due in 8 days
Plan: Balanced On Track
68% of budget used · 67% through the month
Spending Pace
Month67%
Budget68%
Daily Insight
Spending is on pace this week
You've averaged $95/day over the last 7 days — right in line with your monthly budget.
Daily SpendAvg $108/day
Transactions+ Add
Whole Foods MarketFood Mar 20-$86.42
Shell Gas StationTransport Mar 19-$52.30
March Rent PaymentHousing Mar 1-$1,400
Paycheck — Direct DepositIncome Mar 15+$2,100
Categories Needing AttentionView all →
Food91% $54 left · limit $600
Entertainment115% $30 over · limit $200

Everything you need to manage money together

Powerful tools for coaches. Clear visibility for households. One shared workspace.

Budget Planning

Create detailed monthly budgets with income and expense categories. Coaches, clients, or households collaborate on a plan that works.

Shareable Budgets

Make your budget public with a shareable link. Control exactly what's visible, then share it on Reddit, Discord, or anywhere you want feedback.

AI Insights

Get daily AI-powered summaries of spending patterns, trends, and areas where you can improve your financial habits.

Goal Tracking

Set savings targets with milestones, build spending streaks, and check off one-time achievements. Log progress and watch your goals move forward.

Loan Management

Track mortgages, auto loans, and student debt alongside your budget. View estimated amortization schedules, log payments, and keep tabs on your payoff progress — all in one place.

Transaction Privacy

Clients control which transaction descriptions coaches can see. Budget totals stay accurate while sensitive details remain private.

Up and running in minutes

Whether you're a coach or a client, getting started is simple.

Create your account

Sign up for free — a workspace is automatically created for you.

Invite your people

Add your spouse, partner, household members, or clients.

Build your budget

Collaborate on categories. Connect bank accounts for auto tracking.

Track and improve

Daily insights, adjust your plan, and hit your goals.

Built for you and your household

Whether you're budgeting solo, with a partner, or keeping an eye on a loved one's finances — we'll keep everyone on the same page.

  • Budget together with your spouse or household members
  • Manage budgets for parents or extended family
  • Link bank accounts for automatic transaction imports
  • Create multiple plans to compare scenarios side by side
  • Share your budget with a public link — you control exactly what's visible to protect your privacy
  • Import budget templates others have shared to jumpstart your own plan
ThinkBudgets shared budget preview — shows monthly expense chart, household info, and budget summary

Built for financial coaches

ThinkBudgets gives you a professional platform to manage your entire coaching practice.

  • Manage multiple clients from a single dashboard
  • See real-time spending data for each client
  • Make your profile public so clients can discover and book sessions with you
  • Send monthly surveys to gauge how clients feel about their budgeting progress
  • Generate ROMA NII outcomes reports for compliance and grant reporting
  • Assign learning modules to workspaces tailored to each client's needs

Simple, transparent pricing

All plans include unlimited transactions, goals, and loans. Upgrade or downgrade anytime.

Personal
Free
Get started with simple budgeting basics.
$0/mo
No premium workspaces
  • Invite others to collaborate on your workspace or join theirs
  • Create budgets & track expenses manually
  • Create up to 3 different versions of your budget for scenario planning
  • Share your budget with the community for feedback
  • Set goals, track loans, and get daily insights tailored to your spending and budget progress
Sign Up Free
Personal
Starter
Premium budgeting for one household.
$9/mo
1 premium workspace
  • Everything in Free
  • Automatic bank connections
  • Track project expenses, mileage, and more with dedicated ledgers
Coming Soon
Personal
Pro
For users managing multiple households or budgets.
$19/mo
3 premium workspaces
  • Everything in Starter
  • 3 premium workspaces to manage multiple households or budgets
Coming Soon
Coach
Coach
For financial coaches managing client workspaces.
$49/mo
10 coach workspaces
  • Everything in Pro
  • Coach dashboard, sessions & action plans
  • Client surveys, learnings & ROMA reporting
  • Public profile & client discovery
Coming Soon
Coach
Coach Pro
High-volume coaches with larger client rosters.
$99/mo
25 coach workspaces
  • Everything in Coach
  • 25 coach workspaces for larger rosters
Coming Soon
Organization
Enterprise
For coaching firms, nonprofits, and organizations with custom needs.
Custom
Unlimited workspaces
  • Everything in Coach Pro
  • Custom workspace limits & onboarding
  • Dedicated support
Contact Us

Ready to take control of your finances?

Join ThinkBudgets and start building better financial habits — whether you're a coach growing your practice or someone looking for guidance.

Get Started for Free